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Financial Report

The terms of RILA vary from state to state. BQ Financial will provide explanations and account opening support according to your state of residence and needs!


You understand the basic tax-saving account of RILA, and its functions are enough to allow you to compete with many investment experts!

RILA Five Functions

Function 1

Multi-Index Investing (not index funds)

No fee and no worries for in-account buy & sell !

Function 2

 Upside Potentials

Levels of upside index potentials, limited to unlimited (capped/uncapped), will enable you capture the most returns as the stock market rises!

Function 3

Downside Protections

Levels of index protection enable you to eliminate or limit your investment losses when the stock market declines.Levels of protection vary between NY and Non-NY:* All states: Buffers 10%, 20% * Non-NY states: Buffers 100%, -10% * NYS only: Buffer 30%
(request your state quote form details)


Function 4

 Performance Lock 

The pre-set targets, both for upper and lower, automatically, or manually online at anytime, lock index performance, so you can capture gains and limit losses, even when you are on vacation or asleep!

Function 5

 Individual Retirement

Plans A,B and C, and rollover plans, carrying out 4 tax strategies: 1. tax, deduction, 2. lower tax brackets, 3. tax, deferred and 4. tax free

Four steps to open a RILA basic wealth management account and easily control index investment:

If you work hard and don’t sow seeds, you will only miss the harvest time and lead to bad harvests; the sooner you open an account and put money to sow, the longer the value-added period of funds will be, and the sooner you will get financial freedom.

1) Determine your own account opening amount:

The minimum account opening amount for a RILA account is $10,000, no special approval is required for up to $1 million, and the minimum monthly investment is $50.

2) Choose tax saving plan A, B or C (for details, refer to "Three Plans, Four Tax Savings" on the homepage);

3) According to the downside protection level and upside potential, select the investment index and preset/lock the index upside target point;

4) Check the index market regularly or irregularly, lock the target (high point and low point) at any time, and prevent the cooked duck from flying away. This RILA platform will make you better!

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Frequently Asked Questions

RILA Client Testimonials

Who can help you (almost for free) to automatically capture index gains, save you the hassle of researching stock picks and buying low and selling high, and more importantly, reduce, limit or even eliminate your tax and market index losses? In this way, you can "lie down and earn" for retirement tax savings! Unhappiness and success are difficult!

Ask again: who can?

The answer is: RILA (Investment Index-Linked Annuity) can!


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Schedule a 15-minute 1-1 online demo today and test-drive the entire program by yourself



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