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BQ Financial

You’d never like to pay high fees/taxes, nor do you to miss gains in the market, due to volatility and lose money due to absence of downside protection! But would you love to have, up to “300% match”, simply more money put into your portfolio, so as to double your pension & protection, while minimizing both market/ taxes risks?

What’re your greatest financial nightmares?

A serious illness/disability/death in the family may wipe out all my savings;
I can’t afford to set aside enough money for retirement!
I pay too much taxes, and have maxed out all tax-advantaged retirement plans!

Let’s solve all the above problems by following BQ Financial Roadmap via CSY, “Capital, Super-matched for You!” Strategy: 401(k)/403(b) for small businesses and Roth/IRA’s and rollovers for individuals!

A) Capital: savings/RILA multi -index investing;

B) Super-match Kai-Zen for Pension & Protection;

C) Your Member Benefits/ Practice;

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BQ Financial Road Map via CSY

To achieve financial freedom, you as a taxpayer must take effective actions. BQ Financial roadmap via CSY leading you in different stages with different financial strategies and action guides, so you can minimize your risks/taxes and maximize your wealth, while achieving your financial freedom and enjoying your happy life!

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FLAGSHIP

RILA as a unique basic individual retirement account (for persons age 0 to 80), with $10k minimum to open this multi-indexing annuity, and $50+ subsequent investing optionally, will enhance not only your investment portfolio, but also your opportunity to beat most advisors by yourself in a most tax efficient way!

RILA

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Basic: RILA, Register Index Linked Annuity, a tax-advantaged account, comes as an accumulating sum of money, easily to be transformed into a guaranteed lifetime income: "if life continues, so does your income"! * 10% free withdrawal and death benefit available!

RILA is great because it offers 3 major functions to reinforce 4 tax strategies into the 3 most popular tax-advantaged Retirement Plans: A,B & C:

Plan A

If you want to get tax deductions to possibly lowering your tax bracket & grow your $ tax-deferred:

IRA, SEP, employer single 401K plan or DB plan, rollover 401(k) plan …..Before the tax filing deadline on April 15, don’t miss using RILA to open these accounts (maximum deduction up to $66k/$73k age 50+, employer’s personal DB plan, tax deduction up to $300k+);

Plan B

If you want stop taxation by contributing to a tax-free Roth IRA, $6500/$7500 age 50+:

Before 4/15, you’re eligible to combine the previous and current years’ contributions to qualify for the RILA minimum of $10k to open a new account!
Don’t give up this extremely limited tax-free paradise. The limit for regular Roth: single: $153k/2023, married filingJointly: $228k/2023. If your income is over the limit, a backdoor Roth IRA may enable you to make Roth contributions indirectly.

Plan C

If you have maxed out all your qualified retirement plans, even CSY5 opportunities, but still want to invest your money, tax deferred:

* Tax deferral = tax saving

* Tax deferral = Tax control: you decide when and how much to be taxed! Contribute into Plan C, a non qualified account without restrictions of time and amount, and enjoy RILA benefits!

RILA Functions

How to open a RILA account

Kai-Zen + CSY Membership = CSY5 (Capital, Super-matched for You, 5Pay!), Your Private Pension & Protection plus Member Practice, matchless in the Industry!

Kai-Zen® CSY5

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Kai-Zen® CSY5 is insured policy of private Pension & Protection for healthy U.S. taxpayers, age 18-65, with household annual income of $100k or more.

CSY5 is designed to sustain the hardest economic conditions and, if qualified, has no contribution limits of the ususal qualified plans like 401k!

If RILA is like a “fishing rod” made by one company, equipped with the automatic catching function, then CSY5 is like a “fishing boat”, made jointly by 5 companies from investment, insurance, banking and trust, and equipped with all modern fishing technology!

CSY5 simply means more money for your retirement contributions and more opportunity to double/triple your retirement income & insurance protection while avoiding all market risks! Better still, you pay only 5 annual premiums to obtain your lifetime benefits while asleep!

Schedule a 15-30 minute 1-1 online demo today to see if you are eligible to CSY5 Program!

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TESTIMONIALS

Client Testimonials

Practice is the only criteria for verifying the truth. The genuinely satisfactory experiences shared by our customers will definitely mirror our promises.
Please take a look at the product testimonies from BQ clients. Empty talk doesn't count, seeing is believing!

Please join us on a journey of achieving your financial freedom and happy life!