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Our Advantages

BQ Financial Services, or BQ of New York Inc. was co-founded in 2002 by Robert Jin who started as a MetLife agent in 1995.

Throughout these years BQ has become the leading life insurance BGA and a nationally recognized and client-trusted IMO. BQ Financial works direct with Vendor NIW and all core carriers at the highest IMO levels, which in turn, ensures the levels of BQ compensation and support, are all at the highest for BQ agents and clients.

We elect the most popular products from hundreds of insurers, which optimizes the selection of the right products for BQ customers.



BQ Financial

What makes us unique

It is true: customers put money into the bank's low-interest IRA account every year: although the tax is deducted, tens of thousands of dollars "crawl" and depreciate in that account. As the saying goes: "Give a fish, you can only solve the problem of one meal; teach you to fish, you can solve the problem of food and clothing for a lifetime!"


Top 100 wealth management is far more than "only one fish", but according to the customer's financial and income level, it not only provides an innovative "fishing rod" with the function of automatically capturing index performance: basic tax-saving wealth management account RILA, but also high-end "fishing rod" "Fish Boat": CSY5 God of Wealth Project and its auxiliary products. because,


It is to enable customers to gain more wealth freedom and a better happy life through the effective cooperation practice of the top 100 wealth management dual flagship products: basic RILA and high-end CSY5, as well as the "three parks" of tax-saving wealth management!

BQ Financial

Financial management, choice is more important than hard work!

Since its establishment in 2002, Top 100 Life Insurance and Wealth Management is one of the earliest independent general brokerage companies in the Chinese-American market. It is not controlled by any foreign company, so it is unique in terms of business model and product selection and follows the "Blue Ocean Strategy": The recommended products must be "Hundreds of Selections" and made recommendations based on the evolved and improved "Letter PRSSST/L Selection Criteria":


PRSSST/L Selection Criteria















People under age 60 and above 21,  may find it helpful to have the following as their goals towards realizing the American dream:

  • One career and/or a self-owned business;

  • Two houses (one as residence and  the other as investment); 

  • Three RILA accounts: a tax-free Roth IRA, a tax-deductible individual retirement account, and a employer-sponsored plan like 401(k);

  • Three CSY5 plans;

Try to start with your life insurance and RILA account first, apartment second and first CSY5 before 45;

People age 60+ should complete/start your planning for your retirement, Medicare (IRMAA tax, although to begin at age 65), estate tax/legacy planning, in order to enhance your financial freedom & happiness when you retire.Besides, instead of leaving much cash to hiers, which may get wastfully spent, it’s better for you to open RILA or CSY5 plans for/on your children. We may even help them start their own sharing economy with CSY5 business! Reaching your financial goals while being able to help your next generation accomplish theirs, would be your next level accomplishment! Don’t you agree?

Whenever you/your family undergo major life changes, such as:40 months before your children starting to enter college or 3 months before college graduation;Marriage, child birth, career promotion, salary increase, buying or selling a house, job layoff……You should consider adjusting your financial plans in a timely manner. 

Major insurance companies and partners

As the general agent of one of the earliest independent multi-family life insurance companies in the United States, in the past 20 years, the practical experience of "top 100 life insurance, top 100 selection" has allowed us to form a good cooperative relationship with several major partners. This ensures that BQ Financial has a decisive victory in the selection of product platforms and the provision of good services!


Schedule a 15-minute 1-1 online demo today and test-drive the entire program by yourself



626 RXR Plaza

6th Floor Uniondale

NY 11556 


(718) 886-5525



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