Your financial life may cross borders. Your planning opportunities can too.

Global & Foreign National Planning

BQ Financial helps qualified foreign nationals and internationally connected families explore U.S.-based life insurance and advanced planning strategies for protection, retirement, and wealth legacy. *Certain foreign nationals, international students and internationally connected families may qualify, subject to age, health, financial qualification, U.S. nexus, carrier underwriting and program requirements.

Who We Can Help

Foreign national planning is not limited to one type of international client. BQ works with individuals and families whose financial lives connect the U.S. with other countries. 

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非美国公民

Foreign Nationals

Individuals who are not U.S. citizens or permanent residents but have qualifying financial or personal connections to the United States.

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国际企业家

International Business Owners

Entrepreneurs and executives with U.S.-based business, income, assets, or other financial interests.

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高净值家庭

High-Net-Worth Families

Individuals who are not U.S. citizens or permanent residents but have qualifying financial or personal connections to the United States.

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留学生与年轻专业人士

International Students & Young Professionals

Certain international students and professionals may have planning opportunities depending on their age, financial circumstances, U.S. nexus, and applicable underwriting requirements.

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新移民 | 跨境家庭

New Immigrants & Cross-Border Families

Families building their financial lives in the United States while maintaining assets, businesses, or family relationships abroad.

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Qualification Is Based on More Than Citizenship

Being a foreign national does not automatically qualify—or disqualify—you from U.S.-based life insurance.


Depending on the carrier and strategy, the review may consider:

  • Age & Health
  • Income, Assets & Net Worth
  • U.S.-Based Financial Connections
  • Residency or Visa Circumstances
  • Insurance Need & Coverage Amount
  • Carrier Underwriting & Program Requirements


BQ helps organize these factors before determining which opportunities may be appropriate to explore.

Start With a Preliminary Review

You don't need to determine which carrier, policy, or advanced strategy you need before contacting BQ.



Tell us about your residency status, financial profile, U.S. connections, and planning goals. We'll help determine which opportunities may deserve a closer look.