CSY5® Stream Series

Explore an alternative approach to premium financing designed for qualified advanced life insurance clients.

The Stream Series provides a separately structured financing approach for clients seeking to coordinate life insurance protection, liquidity, accumulation, and long-term wealth objectives.

What Can a Stream Strategy Address?

Stream uses institutional financing as part of an advanced life insurance strategy, allowing qualified clients to evaluate how leverage may fit alongside their personal contributions and broader financial plan.

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Liquidity

Consider how much personal capital is committed to life insurance versus retained for other financial priorities.

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Lifetime Protection

Build meaningful life insurance protection around family, business, or estate-planning needs.

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Accumulation

Evaluate the policy's long-term accumulation potential as part of a broader financial strategy.

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Wealth Legacy

Use life insurance to support long-term wealth-transfer and generational planning objectives.

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Who May Be a Fit for Stream?

Stream may warrant consideration for financially qualified clients seeking advanced life insurance and a different approach to financing.


Potential clients may include:

  • Affluent & High-Net-Worth Families
  • Business Owners & Professionals
  • Legacy-Focused Families
  • Liquidity-Conscious Clients
  • Certain Qualified Foreign Nationals & International Families


Eligibility depends on financial qualification, insurance need, underwriting, U.S. nexus where applicable, and current carrier and program requirements.

A Potential Path for International Clients

Certain foreign nationals and internationally connected families may be able to explore Stream planning opportunities even when their financial circumstances do not fit a traditional U.S.-income profile.



BQ Financial reviews each case individually based on financial qualification, U.S.-based assets or connections, underwriting, and current program guidelines.